2015 GL, D+O Insurance

D & O Certificate (2015-2016)     D & O Master Policy  

Sat. 1/31/15 - The annual review process was completed for Bike Walk CT's General Liability and D+O insurance policies, and both policies were renewed. The terms and options change every  year.

• Coverage runs from 2/1 through 1/31.
  
• Our GL policy allows us to conduct  up to 26 rides per year where no registration fees are collected.  Avg number of riders must be 50 or fewer.
  
• Fundraiser rides still require separate event insurance, charged on a per rider basis.
  
• Our coverage for bike ed classes is based on our using only LCIs for instruction.
  
• GL policy cost is $575/year.
  
• D&O policy cost is $358/yr for $1MM coverage.
  
• The LAB & insurer provided this very useful ppt explaining coverage options here
  
• Renewal options for GL  policy shown here for future reference.